Discover How You Can Avoid Foreclosure, Save Your Credit & Get Back To Sleeping Well At Night Again!

Every night I struggled to sleep. Every day, I worried about tomorrow. We knew we were losing our home...we dreamed of walking away without debt collectors chasing us for years. Mike Payne helped us sell our home and walk away! Finally, we're free to sleep at night. We are forever grateful to him. God bless. --Latisha & James B., Orlando, FL

If you cannot afford your house payments and are worried out of your head, please listen carefully:

You do not have to face foreclosure and put up with debt collectors chasing you for years after you lose your home.

Foreclosure is bad; doing nothing is worse. Avoid foreclosure & get back to the way life was before this mess.

Foreclosure temporarily ends the pain...until the bank goes after you for the unpaid difference in what you owe versus what the house eventually sells for. Did you know this?

Did you think the bank would let you walk away and get on with your life?

These are bankers we're talking about. They're not in business to "help" you get on with life after losing your home.

Instead, they have slapped a judgment against you & now it's time to squeeze money out of you with a bank levying order (clean out your bank accounts) and/or wage garnishment (force your employer to send them part of your paycheck)!

Yes, they can and will do this.

(Note: Some states such as California are called non-recourse states in which banks must choose between getting the house back or going after the borrower. However, in most states such as Florida, banks get the house and their money, paid by you in small amounts for years to come).

You must sell your home if you can't afford it. You must find a Realtor who knows how to help you walk away from your home free from years and years of debt collectors.

I AM Your Realtor! I Want To Help You Avoid Foreclosure & Get Back To Living Life Before This Mess!

My team helps people just like you avoid foreclosure. Unfortunately, not all Realtors know how to help you. They want to help you, but they don't know what we know about successfully negotiating a short sale.

Believe me when I say, I didn't just wake up one morning knowing what works. Now, I know what works.

I also know that those annoying debt collection phone you receive every day need to go away. You will stop receiving debt collecors' calls, as my team will:

Negotiate a short sale with your mortgage lender...you do not have to talk with your lender...we do that for you;

Work with the bank not to pursue legal and/or deficiency action against you-- lenders may sue you for the difference and hassle you with collections even years from now when the Statute of Limitations are still in effect;

Manage all paperwork when short selling your house, allowing you to get back to restful nights of sleep as your life regains some normalcy;

Help you walk away from foreclosure. You are not responsible for the deficiency You don't have to worry about debt collectors trying to collect by garnishing your wages, levying (emptying) your bank accounts & harassing you for years.

(Note: A judgment doesn't expire! A judgment creditor can renew a judgment and pursue collections for 20-30 years. It's difficult to outrun a judgment.)

Avoid Foreclosure...Walk Away...Start Over...Avoid Debt Collectors & Deficiency Judgments!

In you're in the Sarasota (FL), Brandenton (FL), North Port (FL), Tampa (FL) & Orlando (FL) areas, I personally will work with you. Outside of these areas, I will refer you to a Realtor trained (our way) in helping you to walk away.

Every night I struggled to sleep. Every day, I worried about tomorrow. We knew we were losing our home...we dreamed of walking away without debt collectors chasing us for years. Mike Payne helped us sell our home and walk away! Finally, we're free to sleep at night. We are forever grateful to him. God bless.
--Latisha & James B., Orlando, FL

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