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Why do good people fall victim to scams and scammers of rent to own homes in Florida? Are some people hopeful they'll get a break with a gift suddenly appearing in their laps? Whether searching Google, Yahoo, MSN or even AOL, many good people fall victim to the smooth, enticing, too-good-to-be-true offers for rent-to-own homes. Sadly, it's not just just the search engines filled with scammers and scams. Scammers place ads in the classifieds of your local newspapers as well. Scammers also pollute the roads and street corners with their "bandit signs." The following advertisement appeared on a sign stuck in the ground at four different locations in East Orlando. Whether it's Google, Yahoo, MSN, a sign, or even an ad in the newspaper, the scammers are pretending to drop a gift in your lap. Unfortunately, if it sounds too good to be true, it *probably* is.... Beware of the following advertisement, attempting to lure you into a dangerous and disappointing trap:
NO deposit; NO first and last or a down payment; and NO option payment or deposit of any kind in order to get the keys to a $200,000+ home? Okay, back up a moment and think about this. If we are to understand this correctly without grabbing our magnifying glass to read all the small print and the "Gotcha" clauses, the implication is that we should be able to get the keys to a home on rent-to-own terms with zero out-of-pocket money. Right? Is that what you would think when reading the "No Anything" happy talk? Do they think we are idiots? Do they think for even one split second we will believe that total strangers can get the keys to a nice home in a nice neighborhood (or even a bad home in a bad neighborhood) with no down payment money? Yeah, right! Would you lend a total stranger your lawn mower, let alone the keys to a $200,000+ home, without collateral? You see, these people offering such ridiculous claims must take us for idiots. There are no free lunches, and we learned that lesson well before grade school. To protect both parties, an option or down payment amount should average at least 3% of the home's value. Don't be desperate and don't fall victim to outrageous claims. If you feel you must jump in to such an arrangement, you may spend the rest of your life regretting and paying for that mistake. If it sounds too good to be true, it *probably* is. <<Previous
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Please email me with any questions about this or any other e-lesson. If you have suggestions for other real estate or home financing reports, let us know. Mike Payne, a Realtor with Horizon Realty, specializes
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